Philosophy: Rick views financial planning as an intricate puzzle, requiring meticulous attention to create a customized and harmonious financial portrait. His philosophy centers on a highly personalized approach driven by insatiable curiosity, a belief in lifelong learning, and an unwavering commitment to understanding the unique stories, values, aspirations, and dreams that shape each client’s financial journey. Rick’s blend of experience, education, and genuine passion positions him to guide individuals toward financial success by staying abreast of the latest trends and innovations in the dynamic financial landscape.
Areas of Focus: Rick strives to create an experience where clients and their families across generations feel like they have a proactive “easy button,” where trust is paramount, and the service goes beyond mere care to provide a sense of unparalleled support and confidence. This journey begins with meticulous financial planning, incorporating Rick’s expertise in investment strategies, retirement planning, tax optimization, estate planning, and risk management. These additional areas of focus enrich and support his ability to craft a comprehensive and tailored approach, ensuring your unique financial goals and aspirations are met with precision and foresight.
Education & Certifications
With over two decades of experience in the financial industry, Rick possesses a wealth of knowledge and expertise. Before establishing his independent practice, where he dedicates himself to working intimately with clients and their families to realize their financial aspirations, Rick spent a decade in the corporate realm, spearheading and nurturing a highly successful team of financial planners. His academic foundation is anchored by a Bachelor’s degree in Finance from Winona State University, complemented by the achievement of being a Certified Financial Planner™ practitioner, a testament to his commitment to the highest standards of professional excellence in the field.
Hobbies & Interests
In his personal life, Rick’s curiosity extends to a diverse array of hobbies. He, along with his wife and son, reside on an acreage outside of Byron, sharing the property with a donkey, six goats, and a lively flock of chickens. Rick extends his commitment to the community by serving on the advisory board of the Rochester Area Salvation Army and acting as Den leader for his son’s Cub Scout den. In his free time, Rick and his family are either traveling or embracing the rural lifestyle of a hobby farmer crafting farm fresh goat cheese and producing maple syrup.